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Live Oak

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Why Live Oak is a fun option when searching for things to do near me with friends and family

Live Oak Bank provides a compelling option for small business owners seeking an online-first banking experience with competitive interest rates. Notably, its business savings account offers a high annual percentage yield (APY) of up to 3.60%, significantly surpassing the national average, making it an attractive choice for businesses aiming to maximize their savings growth without managing multiple branches or in-person visits. The bank operates entirely online, which simplifies account management through digital platforms and permits access just by internet connection. One of the major highlights is the absence of typical banking fees — there are no monthly service fees and no minimum balance requirements, reducing overhead costs and administrative burdens for small businesses. Moreover, Live Oak Bank participates in the Insured Cash Sweep program, allowing businesses with larger capital to secure FDIC insurance coverage up to $10 million, a reassuring feature for firms with substantial deposits. Although it does not offer ATM or debit card access, the bank’s services focus on savings and CDs with high yields, including certificates of deposit reaching APYs of 4.30%. This level of return, paired with their streamlined online banking and specialized small business focus, positions Live Oak as an appealing institution for business owners prioritizing savings growth and simplicity over traditional banking conveniences.

Here's what people think of Live Oak

As of recent, Live Oak holds a 4.3-star rating based on 15 reviews.

User reviews and expert analyses generally regard Live Oak Bank as a solid and dependable online banking institution for small businesses, reflected in an overall rating of 4.3 out of 5 across diverse sources. Positive reviews commend Live Oak for its high-yield savings accounts that significantly outperform average market rates, no monthly maintenance fees, and the absence of minimum balance requirements, which make it accessible and financially advantageous for businesses of various sizes. Customers also appreciate the extensive help and resource center provided on the bank’s website, which supports financial literacy and empowers users to make informed decisions. Additionally, the bank's online portal facilitates ACH transfers, though users report these can take a few days to process due to security verification insurances. Some customers have praised Live Oak’s responsive customer support during weekdays and the straightforward handling of certificates of deposit. On the downside, critics point out limitations including the lack of ATM or debit card access for business savings accounts, which can be inconvenient for companies needing physical cash transactions. The absence of weekend customer support is another commonly noted drawback, potentially affecting accessibility for urgent matters. The mobile app has received mixed feedback, with users noting it as functional but not especially user-friendly or feature-rich, which can hinder the overall banking experience for those reliant on mobile interfaces. Despite these negatives, Live Oak’s niche focus on high-interest savings and small business lending, including SBA loans, maintains a positive reputation amongst users who value financial growth and digital banking convenience. Overall, Live Oak Bank is seen as a trustworthy institution for small business owners looking for attractive savings rates and flexible, fee-free account management in an online setting.

Highlights from reviewers (Most Relevant)

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Riley Quinn

The Live Oak Bar at the Four Seasons Austin is the definition of refined relaxation. From the moment you walk in, you’re enveloped in a calm, polished atmosphere that feels both luxurious and unpretentious. The interior is tastefully designed—subtle textures, warm lighting, and a layout that invites conversation or quiet reflection. Step outside, and you’re met with a breathtaking view of Lady Bird Lake framed by lush greenery—an ideal backdrop for an afternoon cocktail or a slow, serene evening. The drinks were exceptional—each one crafted with precision and intention. Whether ordering a classic or something more inventive, the bartenders delivered balanced, elegant cocktails with a strong sense of character. There’s a quiet confidence in their craft that really stood out. I appreciated how knowledgeable and personable they were, always ready to explain a flavor profile or offer a recommendation without being pushy or distant. Heather, our server, was truly wonderful—gracious, professional, and incredibly kind. She anticipated our needs without hovering and made us feel genuinely welcomed. It’s rare to encounter someone who makes such a lasting impression through subtle, thoughtful service. Everyone we encountered, from bar staff to management, carried that same standard of hospitality—attentive without being performative, present without pressure. This isn’t just a hotel bar—it’s a full experience of Austin at its most elegant. Whether you’re a guest or just dropping by for a drink, Live Oak sets the bar (literally) for how great service, stunning ambiance, and beautifully made cocktails can come together. I’ll absolutely be returning.

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Sami Kinnison

We had a great time hanging out on the patio as the sun was setting. It's not a bad place to see the bats from, but also not the best place to see the bats from. The outside temperature and ambiance was so nice for catch up with friends!!

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Thuy Truong

Four seasons hotel has a great vibe and atmosphere still; even after all these years and changes. I've been here when the restaurant used to be Trio and the upstairs bar was wide open with the piano. Also many work luncheons for RECA. Today we stopped in during the day and ordered: Cold brew Dips and chips Brownie skillet Dirty martini and this is where it gets shady. Charged for grey goose $15 Charged for martini $7 Charged for blu cheese olives $2 I brought it up to our very friendly and kind server, Cristina that I was surprised by all the extra upcharges as well as getting grey goose when it's a dirty martini. Her answer was that she assumed I wanted the best. Just because I want the best doesn't mean I like feeling taken advantage of. I was a server when I was putting myself through college. Never assume and ask; regardless I still gave her a 20% tip. For a moment I thought it would have been nice to revisit Four seasons for date night since we're locals. However, that will not be the case; I recommend the Driskell bar for drinks and stellar service.

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Katya Zakharova

The service was really bad. There were mistakes in our order. Our tea was cold. After brining our food, our waiter disappeared for about 30 min. Apparently he went home and nobody else checked on us until we had to wave another waiter down. C’mon guys, this is Four Seasons. It shouldn’t be this way.

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Nick Carter

We went here on a weekend night. The website said they had live music but as of about 10PM they did not. No problem, I can ask an employee. We sat in the lounge area for about 20 minutes and not a single employee spoke to us, so we left. Nice way to spend 10 bucks on parking.

How to reach Live Oak

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Website: None

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Why Live Oak may become Your Favorite Meetup Place for Catching Up, Celebrating or Just Hanging Out

Why rally at Live Oak with your friends? Live Oak stands out as an exceptional gathering spot for groups looking to combine a welcoming atmosphere with engaging activities and amenities tailored to foster connection and enjoyment. Its appealing 4.3-star rating, based on 15 reviews, reflects a strong consensus that it offers a place where friends and family can comfortably convene, share experiences, and create lasting memories. Beyond merely being a location, Live Oak cultivates a vibrant environment that invites camaraderie with its modern and lively culture, which is often described as fun and progressive. Whether you seek a venue for a casual meetup or an active day filled with shared pursuits, Live Oak’s blend of social appeal and functional offerings makes it a natural destination to rally your group and enjoy quality time together in a setting designed for community and interaction.

What activities are available at Live Oak that make it ideal for group meetups? Live Oak provides a variety of engaging opportunities that cater specifically to groups seeking a dynamic and enjoyable experience. Known for its onsite dining, Live Oak ensures that sharing a meal can be part of your meetup experience, which is perfect for groups wanting to combine activity with relaxation and conversation around good food. Additionally, a gym facility onsite caters to those in the group interested in fitness, allowing friends or family to energize together or even introduce each other to new workout routines, strengthening bonds through shared health and wellness activities. For groups inclined towards professional growth or networking, Live Oak’s progressive and intelligent workplace culture means it also hosts events and outings that foster learning and socializing in an informal environment, ideal for groups that mix social and professional interactions. These varied amenities and scheduled events create an environment that supports both energetic pursuits and calm, meaningful connections, ensuring each meetup at Live Oak can be as lively or as laid-back as the group desires.

Why is Live Oak’s environment uniquely suited for social gatherings? The culture at Live Oak is described as young, vibrant, and full of opportunities for advancement, which translates into a setting buzzing with energy and positive vibes that are contagious for anyone visiting with friends. This dynamic atmosphere is supported by a workplace ethos that values fun outings and a laid-back dress code, elements that help break down formal barriers and encourage genuine interpersonal interactions. Furthermore, the site offers plentiful parking and useful on-site amenities such as dining options and a physician for wellness needs, facilitating convenient and comfortable stay for groups regardless of the meetup’s duration. The commitment to a high-performing yet personable culture means that gatherings here are enriched by a backdrop of intelligence and ambition, blended seamlessly with leisure and enjoyment, making Live Oak not just a venue but a destination that enhances the quality of social time.

How does the physical setup at Live Oak facilitate group engagement? The combination of practical infrastructure and inviting spaces at Live Oak enhances the ease with which groups can come together and interact. Their onsite dining means groups don’t have to disperse for meals, fostering continuous engagement and conversation in a shared space. The gym adds an active dimension to meetups and supports a variety of fitness levels and interests, enabling groups to bond over shared goals or simply enjoy a healthy lifestyle together. Added conveniences like professional medical support onsite contribute to a stress-free experience, allowing group members to focus purely on their time together without external worries. Parking availability takes away the hassle of commuting, making the venue easy to access for everyone in the group. All these features combine to create a space where social logistics are simplified, meaning more focus can be placed on interaction and enjoyment.

What makes Live Oak a special choice for both casual and professional gatherings? Live Oak’s appeal spans beyond purely leisure meetups as it offers an environment conducive to productive, meaningful exchanges among friends, colleagues, or extended family. The bank’s reputation for being a progressive institution with a focus on innovation and service excellence makes it a fitting location where business meets social, allowing groups to blend pleasure with purpose. Their commitment to digital-first service and high-yield financial products also reflects a culture of efficiency and forward-thinking, qualities that translate into how they handle event hosting and guest services by emphasizing convenience and guest satisfaction. For groups wanting to celebrate milestones, host discussions, or simply socialize without sacrificing quality amenities and professional support, Live Oak provides a balanced environment that respects and enhances the expectations of diverse gatherings.

Why should you consider Live Oak as your next meetup location? Choosing Live Oak means opting for a place that understands the value of community and connection. With a strong positive rating and reviews highlighting a fun culture and excellent amenities, it is clear this location fosters uplifting experiences. The combination of a vibrant community, functional onsite features like dining and fitness, and an environment that supports both social and professional growth delivers a comprehensive experience for groups. Whether you're planning a casual catch-up, a family outing, or a group event that blends networking with leisure, Live Oak’s atmosphere, resources, and commitment to a great visitor experience make it a dependable and inviting choice. Rallying your friends here not only promises a good time but ensures that the setting will actively contribute to deepening your connections and making the day memorable.

Don't just take our word for it. Check out these other websites for more info on the Live Oak